Call reports 2026
MILLENNIUM BANK — 2026
What MILLENNIUM BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 789,073,000 | 780,768,000 |
| Total loans | 617,534,000 | 603,494,000 |
| Allowance for loan losses | 7,771,000 | 7,405,000 |
| Securities available for sale | 67,790,000 | 67,374,000 |
| Securities held to maturity | 2,385,000 | 2,348,000 |
| Trading assets | 0 | 0 |
| Total deposits | 705,656,000 | 704,276,000 |
| Interest-bearing deposits | 558,132,000 | 527,516,000 |
| Noninterest-bearing deposits | 147,524,000 | 176,760,000 |
| Equity capital | 72,713,000 | 66,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,389,000 | 23,120,000 |
| Interest expense | 3,111,000 | 6,206,000 |
| Net interest income | 8,278,000 | 16,914,000 |
| Noninterest income | 478,000 | 846,000 |
| Noninterest expense | 7,121,000 | 14,451,000 |
| Provision for loan losses | 360,000 | 5,602,000 |
| Pretax income | 1,275,000 | -2,418,000 |
| Income tax | 62,000 | 90,000 |
| Net income | 1,213,000 | -2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 64,973,000 | 59,332,000 |
| Total capital | 73,092,000 | 67,262,000 |
| Risk-weighted assets | 649,492,000 | 643,269,000 |