Call reports 2025
MILLENNIUM BANK — 2025
What MILLENNIUM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 527,682,000 | 526,129,000 | 514,945,000 | 791,767,000 |
| Total loans | 423,671,000 | 408,023,000 | 414,003,000 | 604,212,000 |
| Allowance for loan losses | 5,027,000 | 4,898,000 | 4,919,000 | 7,414,000 |
| Securities available for sale | 21,907,000 | 23,856,000 | 34,164,000 | 69,780,000 |
| Securities held to maturity | 2,393,000 | 2,391,000 | 2,389,000 | 2,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,639,000 | 465,228,000 | 452,278,000 | 707,822,000 |
| Interest-bearing deposits | 348,800,000 | 342,491,000 | 338,031,000 | 565,918,000 |
| Noninterest-bearing deposits | 117,839,000 | 122,737,000 | 114,247,000 | 141,904,000 |
| Equity capital | 55,760,000 | 53,306,000 | 54,775,000 | 73,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,838,000 | 15,344,000 | 22,990,000 | 35,019,000 |
| Interest expense | 2,309,000 | 4,511,000 | 6,790,000 | 10,041,000 |
| Net interest income | 5,529,000 | 10,833,000 | 16,200,000 | 24,978,000 |
| Noninterest income | 226,000 | 447,000 | 658,000 | 1,135,000 |
| Noninterest expense | 3,749,000 | 9,039,000 | 13,255,000 | 20,382,000 |
| Provision for loan losses | 150,000 | 300,000 | 200,000 | 350,000 |
| Pretax income | 1,856,000 | 1,941,000 | 3,153,000 | 5,268,000 |
| Income tax | 0 | 0 | 0 | 68,000 |
| Net income | 1,856,000 | 1,941,000 | 3,153,000 | 5,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,346,000 | 52,931,000 | 53,633,000 | 64,389,000 |
| Total capital | — | — | — | 72,203,000 |
| Risk-weighted assets | — | — | — | 630,732,000 |