Call reports 2024
MILLENNIUM BANK — 2024
What MILLENNIUM BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 516,537,000 | 527,993,000 | 524,681,000 | 512,357,000 |
| Total loans | 431,848,000 | 430,024,000 | 423,633,000 | 424,299,000 |
| Allowance for loan losses | 4,860,000 | 4,949,000 | 4,682,000 | 4,786,000 |
| Securities available for sale | 22,881,000 | 22,671,000 | 23,400,000 | 21,907,000 |
| Securities held to maturity | 2,837,000 | 2,835,000 | 2,833,000 | 2,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,212,000 | 469,670,000 | 462,335,000 | 450,210,000 |
| Interest-bearing deposits | 330,429,000 | 341,430,000 | 346,141,000 | 335,443,000 |
| Noninterest-bearing deposits | 117,783,000 | 128,240,000 | 116,194,000 | 114,767,000 |
| Equity capital | 54,357,000 | 54,014,000 | 56,421,000 | 56,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,550,000 | 15,485,000 | 23,575,000 | 31,486,000 |
| Interest expense | 2,565,000 | 5,115,000 | 7,849,000 | 10,353,000 |
| Net interest income | 4,985,000 | 10,370,000 | 15,726,000 | 21,133,000 |
| Noninterest income | 442,000 | 673,000 | 907,000 | 1,138,000 |
| Noninterest expense | 3,406,000 | 6,825,000 | 10,284,000 | 13,663,000 |
| Provision for loan losses | 270,000 | 330,000 | 390,000 | 450,000 |
| Pretax income | 1,751,000 | 3,888,000 | 5,959,000 | 8,158,000 |
| Income tax | 0 | 0 | 27,000 | -13,000 |
| Net income | 1,751,000 | 3,888,000 | 5,932,000 | 8,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,101,000 | 53,757,000 | 55,281,000 | 56,770,000 |