Call reports 2023
MILLENNIUM BANK — 2023
What MILLENNIUM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 507,027,000 | 531,367,000 | 514,856,000 | 535,384,000 |
| Total loans | 384,913,000 | 389,440,000 | 406,431,000 | 428,489,000 |
| Allowance for loan losses | 5,628,000 | 5,586,000 | 5,603,000 | 5,072,000 |
| Securities available for sale | 72,051,000 | 71,686,000 | 70,808,000 | 72,819,000 |
| Securities held to maturity | 3,121,000 | 3,069,000 | 3,067,000 | 3,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,151,000 | 462,781,000 | 440,962,000 | 457,835,000 |
| Interest-bearing deposits | 309,240,000 | 323,737,000 | 308,821,000 | 337,300,000 |
| Noninterest-bearing deposits | 128,912,000 | 139,044,000 | 132,141,000 | 120,535,000 |
| Equity capital | 50,709,000 | 49,590,000 | 49,698,000 | 53,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,134,000 | 12,949,000 | 19,882,000 | 27,246,000 |
| Interest expense | 1,187,000 | 2,924,000 | 4,863,000 | 7,170,000 |
| Net interest income | 4,947,000 | 10,025,000 | 15,019,000 | 20,076,000 |
| Noninterest income | 221,000 | 465,000 | 692,000 | 915,000 |
| Noninterest expense | 3,481,000 | 7,017,000 | 10,893,000 | 14,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,687,000 | 3,473,000 | 4,818,000 | 6,811,000 |
| Income tax | 0 | 0 | 0 | 25,000 |
| Net income | 1,687,000 | 3,473,000 | 4,818,000 | 6,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,431,000 | 50,597,000 | 51,471,000 | 52,869,000 |