Call reports 2022
MILLENNIUM BANK — 2022
What MILLENNIUM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 549,775,000 | 535,524,000 | 519,237,000 | 501,086,000 |
| Total loans | 338,830,000 | 346,153,000 | 361,103,000 | 382,175,000 |
| Allowance for loan losses | 5,494,000 | 5,444,000 | 5,471,000 | 5,661,000 |
| Securities available for sale | 76,253,000 | 73,189,000 | 70,918,000 | 71,254,000 |
| Securities held to maturity | 3,529,000 | 3,127,000 | 3,125,000 | 3,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,985,000 | 486,595,000 | 470,888,000 | 449,756,000 |
| Interest-bearing deposits | 353,378,000 | 338,517,000 | 325,590,000 | 313,037,000 |
| Noninterest-bearing deposits | 144,606,000 | 148,078,000 | 145,298,000 | 136,719,000 |
| Equity capital | 49,843,000 | 47,099,000 | 46,428,000 | 48,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,625,000 | 9,715,000 | 15,420,000 | 21,752,000 |
| Interest expense | 342,000 | 658,000 | 1,070,000 | 1,935,000 |
| Net interest income | 4,283,000 | 9,057,000 | 14,350,000 | 19,817,000 |
| Noninterest income | 272,000 | 529,000 | 776,000 | 984,000 |
| Noninterest expense | 3,185,000 | 6,486,000 | 10,422,000 | 14,308,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -400,000 |
| Pretax income | 1,370,000 | 3,300,000 | 4,904,000 | 6,893,000 |
| Income tax | 83,000 | 83,000 | 83,000 | 33,000 |
| Net income | 1,287,000 | 3,217,000 | 4,821,000 | 6,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,960,000 | 47,560,000 | 48,744,000 | 50,263,000 |