Call reports 2021
MILLENNIUM BANK — 2021
What MILLENNIUM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 495,024,000 | 509,780,000 | 529,280,000 | 550,549,000 |
| Total loans | 349,327,000 | 344,193,000 | 331,332,000 | 335,112,000 |
| Allowance for loan losses | 4,821,000 | 4,899,000 | 5,217,000 | 5,378,000 |
| Securities available for sale | 26,087,000 | 30,567,000 | 31,755,000 | 30,618,000 |
| Securities held to maturity | 3,538,000 | 3,536,000 | 3,534,000 | 3,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,488,000 | 457,638,000 | 476,544,000 | 497,861,000 |
| Interest-bearing deposits | 309,580,000 | 312,594,000 | 328,157,000 | 334,377,000 |
| Noninterest-bearing deposits | 131,908,000 | 145,043,000 | 148,386,000 | 163,484,000 |
| Equity capital | 48,312,000 | 49,353,000 | 50,157,000 | 51,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,592,000 | 9,293,000 | 14,128,000 | 19,076,000 |
| Interest expense | 510,000 | 954,000 | 1,347,000 | 1,701,000 |
| Net interest income | 4,082,000 | 8,339,000 | 12,781,000 | 17,375,000 |
| Noninterest income | 756,000 | 1,552,000 | 1,901,000 | 2,189,000 |
| Noninterest expense | 3,829,000 | 7,194,000 | 10,541,000 | 13,801,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 1,009,000 | 2,697,000 | 4,241,000 | 5,863,000 |
| Income tax | 65,000 | 176,000 | 277,000 | 383,000 |
| Net income | 944,000 | 2,521,000 | 3,964,000 | 5,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,007,000 | 44,974,000 | 45,809,000 | 47,093,000 |