Call reports 2019
MILLENNIUM BANK — 2019
What MILLENNIUM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,527,000 | 184,413,000 | 187,968,000 | 206,065,000 |
| Total loans | 134,285,000 | 133,517,000 | 145,520,000 | 153,332,000 |
| Allowance for loan losses | 1,650,000 | 1,694,000 | 1,757,000 | 1,649,000 |
| Securities available for sale | 9,430,000 | 9,271,000 | 8,856,000 | 8,968,000 |
| Securities held to maturity | 3,371,000 | 3,368,000 | 3,366,000 | 3,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,393,000 | 162,815,000 | 165,979,000 | 177,409,000 |
| Interest-bearing deposits | 118,129,000 | 115,805,000 | 118,938,000 | 129,836,000 |
| Noninterest-bearing deposits | 43,263,000 | 47,010,000 | 47,041,000 | 47,573,000 |
| Equity capital | 20,910,000 | 20,568,000 | 20,778,000 | 20,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,810,000 | 7,328,000 | 9,834,000 |
| Interest expense | 448,000 | 904,000 | 1,377,000 | 1,826,000 |
| Net interest income | 1,923,000 | 3,906,000 | 5,951,000 | 8,008,000 |
| Noninterest income | 128,000 | 259,000 | 400,000 | 565,000 |
| Noninterest expense | 1,610,000 | 3,214,000 | 4,867,000 | 6,698,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 416,000 | 926,000 | 1,459,000 | 1,850,000 |
| Income tax | 28,000 | 62,000 | 96,000 | 122,000 |
| Net income | 388,000 | 864,000 | 1,363,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,956,000 | 20,533,000 | 20,711,000 | 20,826,000 |
| Total capital | 22,606,000 | 22,227,000 | 22,468,000 | 22,475,000 |
| Risk-weighted assets | 139,956,000 | 138,313,000 | 153,068,000 | 165,094,000 |