Call reports 2018
MILLENNIUM BANK — 2018
What MILLENNIUM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,966,000 | 173,377,000 | 176,835,000 | 186,277,000 |
| Total loans | 129,443,000 | 128,922,000 | 129,534,000 | 127,162,000 |
| Allowance for loan losses | 1,597,000 | 1,647,000 | 1,566,000 | 1,625,000 |
| Securities available for sale | 11,325,000 | 11,556,000 | 10,953,000 | 10,057,000 |
| Securities held to maturity | 2,779,000 | 2,777,000 | 3,375,000 | 3,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,885,000 | 153,440,000 | 156,039,000 | 164,869,000 |
| Interest-bearing deposits | 107,610,000 | 109,870,000 | 111,654,000 | 122,072,000 |
| Noninterest-bearing deposits | 44,275,000 | 43,570,000 | 44,386,000 | 42,797,000 |
| Equity capital | 19,273,000 | 19,139,000 | 19,761,000 | 20,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,412,000 | 6,725,000 | 9,094,000 |
| Interest expense | 245,000 | 523,000 | 859,000 | 1,258,000 |
| Net interest income | 1,938,000 | 3,889,000 | 5,866,000 | 7,836,000 |
| Noninterest income | 131,000 | 265,000 | 413,000 | 628,000 |
| Noninterest expense | 1,386,000 | 2,787,000 | 4,156,000 | 5,515,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 633,000 | 1,267,000 | 1,973,000 | 2,749,000 |
| Income tax | 41,000 | 83,000 | 130,000 | 181,000 |
| Net income | 592,000 | 1,184,000 | 1,843,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,414,000 | 19,306,000 | 19,965,000 | 20,578,000 |
| Total capital | 21,011,000 | 20,953,000 | 21,531,000 | 22,203,000 |
| Risk-weighted assets | 129,690,000 | 133,480,000 | 133,180,000 | 130,046,000 |