Call reports 2017
MILLENNIUM BANK — 2017
What MILLENNIUM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,182,000 | 175,706,000 | 185,413,000 | 171,095,000 |
| Total loans | 125,034,000 | 127,331,000 | 124,913,000 | 125,551,000 |
| Allowance for loan losses | 1,500,000 | 1,518,000 | 1,519,000 | 1,520,000 |
| Securities available for sale | 12,758,000 | 12,487,000 | 12,139,000 | 11,686,000 |
| Securities held to maturity | 2,787,000 | 2,785,000 | 2,783,000 | 2,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,800,000 | 157,518,000 | 166,399,000 | 151,476,000 |
| Interest-bearing deposits | 108,424,000 | 121,323,000 | 120,755,000 | 110,712,000 |
| Noninterest-bearing deposits | 39,376,000 | 36,195,000 | 45,645,000 | 40,764,000 |
| Equity capital | 17,753,000 | 17,496,000 | 18,205,000 | 18,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,963,000 | 6,217,000 | 8,414,000 |
| Interest expense | 169,000 | 382,000 | 639,000 | 891,000 |
| Net interest income | 1,754,000 | 3,581,000 | 5,578,000 | 7,523,000 |
| Noninterest income | 126,000 | 257,000 | 397,000 | 524,000 |
| Noninterest expense | 1,363,000 | 2,703,000 | 4,058,000 | 5,410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 517,000 | 1,135,000 | 1,917,000 | 2,637,000 |
| Income tax | 34,000 | 74,000 | 125,000 | 173,000 |
| Net income | 483,000 | 1,061,000 | 1,792,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,731,000 | 17,418,000 | 18,150,000 | 18,822,000 |
| Total capital | 19,231,000 | 18,936,000 | 19,669,000 | 20,342,000 |
| Risk-weighted assets | 124,925,000 | 126,398,000 | 127,002,000 | 127,956,000 |