Call reports 2015
MILLENNIUM BANK — 2015
What MILLENNIUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,296,000 | 134,995,000 | 140,594,000 | 139,407,000 |
| Total loans | 80,319,000 | 89,646,000 | 97,136,000 | 100,220,000 |
| Allowance for loan losses | 2,058,000 | 2,055,000 | 2,060,000 | 1,961,000 |
| Securities available for sale | 21,231,000 | 20,489,000 | 20,320,000 | 19,807,000 |
| Securities held to maturity | 2,802,000 | 2,800,000 | 2,798,000 | 2,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,602,000 | 119,664,000 | 124,422,000 | 123,159,000 |
| Interest-bearing deposits | 87,919,000 | 94,598,000 | 96,210,000 | 97,942,000 |
| Noninterest-bearing deposits | 22,683,000 | 25,065,000 | 28,212,000 | 25,216,000 |
| Equity capital | 15,243,000 | 14,826,000 | 15,519,000 | 15,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,813,000 | 4,410,000 | 6,015,000 |
| Interest expense | 144,000 | 285,000 | 434,000 | 585,000 |
| Net interest income | 1,181,000 | 2,528,000 | 3,976,000 | 5,430,000 |
| Noninterest income | 103,000 | 208,000 | 318,000 | 404,000 |
| Noninterest expense | 1,054,000 | 2,113,000 | 3,167,000 | 4,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 623,000 | 1,127,000 | 1,597,000 |
| Income tax | 16,000 | 41,000 | 74,000 | 96,000 |
| Net income | 214,000 | 582,000 | 1,053,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,945,000 | 14,802,000 | 15,273,000 | 15,737,000 |
| Total capital | 16,087,000 | 16,056,000 | 16,631,000 | 17,092,000 |
| Risk-weighted assets | 90,426,000 | 99,558,000 | 107,924,000 | 107,807,000 |