Call reports 2014
MILLENNIUM BANK — 2014
What MILLENNIUM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 129,128,000 | 129,135,000 | 127,844,000 | 128,181,000 |
| Total loans | 82,280,000 | 89,563,000 | 80,118,000 | 77,347,000 |
| Allowance for loan losses | 1,867,000 | 1,874,000 | 2,024,000 | 2,055,000 |
| Securities available for sale | 11,576,000 | 11,450,000 | 11,225,000 | 21,441,000 |
| Securities held to maturity | 2,808,000 | 2,807,000 | 2,805,000 | 2,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,047,000 | 114,657,000 | 112,790,000 | 112,919,000 |
| Interest-bearing deposits | 93,414,000 | 92,651,000 | 90,934,000 | 90,315,000 |
| Noninterest-bearing deposits | 21,633,000 | 22,006,000 | 21,856,000 | 22,604,000 |
| Equity capital | 13,633,000 | 13,984,000 | 14,436,000 | 14,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,817,000 | 4,312,000 | 5,691,000 |
| Interest expense | 172,000 | 338,000 | 500,000 | 655,000 |
| Net interest income | 1,186,000 | 2,479,000 | 3,812,000 | 5,036,000 |
| Noninterest income | 77,000 | 146,000 | 310,000 | 393,000 |
| Noninterest expense | 1,129,000 | 2,214,000 | 3,250,000 | 4,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 411,000 | 872,000 | 1,166,000 |
| Income tax | 9,000 | 27,000 | 57,000 | 47,000 |
| Net income | 125,000 | 384,000 | 815,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,612,000 | 13,870,000 | 14,302,000 | 14,732,000 |
| Total capital | 14,619,000 | 14,959,000 | 15,294,000 | 15,715,000 |
| Risk-weighted assets | 79,738,000 | 86,333,000 | 78,350,000 | 77,555,000 |