Call reports 2013
MILLENNIUM BANK — 2013
What MILLENNIUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 137,111,000 | 130,584,000 | 130,476,000 | 130,382,000 |
| Total loans | 90,541,000 | 86,924,000 | 88,363,000 | 81,456,000 |
| Allowance for loan losses | 2,175,000 | 2,176,000 | 2,019,000 | 1,865,000 |
| Securities available for sale | 11,906,000 | 12,338,000 | 11,959,000 | 11,671,000 |
| Securities held to maturity | 0 | 0 | 1,873,000 | 2,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,202,000 | 116,632,000 | 116,769,000 | 116,559,000 |
| Interest-bearing deposits | 104,956,000 | 98,189,000 | 96,555,000 | 92,193,000 |
| Noninterest-bearing deposits | 18,245,000 | 18,444,000 | 20,214,000 | 24,365,000 |
| Equity capital | 13,036,000 | 12,934,000 | 13,067,000 | 13,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,026,000 | 4,454,000 | 5,927,000 |
| Interest expense | 244,000 | 477,000 | 690,000 | 884,000 |
| Net interest income | 1,284,000 | 2,549,000 | 3,764,000 | 5,043,000 |
| Noninterest income | 30,000 | 141,000 | 267,000 | 224,000 |
| Noninterest expense | 1,102,000 | 2,222,000 | 3,352,000 | 4,396,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 212,000 | 468,000 | 679,000 | 1,021,000 |
| Income tax | 14,000 | 31,000 | 45,000 | 27,000 |
| Net income | 198,000 | 437,000 | 634,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,650,000 | 12,889,000 | 13,087,000 | 13,493,000 |
| Total capital | 13,750,000 | 13,957,000 | 14,152,000 | 14,472,000 |
| Risk-weighted assets | 86,940,000 | 84,306,000 | 84,217,000 | 77,455,000 |