Call reports 2012
MILLENNIUM BANK — 2012
What MILLENNIUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,264,000 | 129,394,000 | 135,609,000 | 137,448,000 |
| Total loans | 97,395,000 | 99,159,000 | 93,560,000 | 91,443,000 |
| Allowance for loan losses | 2,352,000 | 2,198,000 | 2,209,000 | 2,143,000 |
| Securities available for sale | 9,588,000 | 9,407,000 | 9,182,000 | 10,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,110,000 | 116,107,000 | 121,881,000 | 123,644,000 |
| Interest-bearing deposits | 107,337,000 | 102,019,000 | 104,757,000 | 107,231,000 |
| Noninterest-bearing deposits | 15,772,000 | 14,088,000 | 17,125,000 | 16,413,000 |
| Equity capital | 12,115,000 | 12,250,000 | 12,678,000 | 12,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,177,000 | 4,815,000 | 6,327,000 |
| Interest expense | 344,000 | 652,000 | 941,000 | 1,205,000 |
| Net interest income | 1,245,000 | 2,525,000 | 3,874,000 | 5,122,000 |
| Noninterest income | 98,000 | -118,000 | 63,000 | 130,000 |
| Noninterest expense | 1,113,000 | 2,206,000 | 3,339,000 | 4,443,000 |
| Provision for loan losses | 150,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 81,000 | 152,000 | 549,000 | 760,000 |
| Income tax | 6,000 | 10,000 | 36,000 | 20,000 |
| Net income | 75,000 | 142,000 | 513,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,776,000 | 11,843,000 | 12,214,000 | 12,440,000 |
| Total capital | 12,957,000 | 13,025,000 | 13,328,000 | 13,536,000 |
| Risk-weighted assets | 93,346,000 | 93,553,000 | 88,023,000 | 86,647,000 |