Call reports 2011
MILLENNIUM BANK — 2011
What MILLENNIUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 147,407,000 | 141,099,000 | 134,819,000 | 134,033,000 |
| Total loans | 110,586,000 | 107,893,000 | 106,306,000 | 100,110,000 |
| Allowance for loan losses | 2,877,000 | 2,939,000 | 2,710,000 | 2,861,000 |
| Securities available for sale | 7,268,000 | 9,741,000 | 9,699,000 | 9,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,596,000 | 128,181,000 | 121,536,000 | 121,319,000 |
| Interest-bearing deposits | 119,860,000 | 114,707,000 | 108,215,000 | 105,744,000 |
| Noninterest-bearing deposits | 12,737,000 | 13,473,000 | 13,321,000 | 15,576,000 |
| Equity capital | 11,991,000 | 11,829,000 | 12,438,000 | 11,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,389,000 | 5,106,000 | 6,752,000 |
| Interest expense | 482,000 | 936,000 | 1,361,000 | 1,742,000 |
| Net interest income | 1,213,000 | 2,453,000 | 3,745,000 | 5,010,000 |
| Noninterest income | -149,000 | -155,000 | -73,000 | -100,000 |
| Noninterest expense | 1,170,000 | 2,409,000 | 3,561,000 | 4,742,000 |
| Provision for loan losses | 315,000 | 525,000 | 675,000 | 1,230,000 |
| Pretax income | -421,000 | -591,000 | -519,000 | -1,017,000 |
| Income tax | -27,000 | -38,000 | -33,000 | -27,000 |
| Net income | -394,000 | -553,000 | -486,000 | -990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,686,000 | 11,528,000 | 12,045,000 | 11,572,000 |
| Total capital | 13,105,000 | 12,889,000 | 13,362,000 | 12,786,000 |
| Risk-weighted assets | 112,080,000 | 107,327,000 | 103,946,000 | 95,481,000 |