Call reports 2010
MILLENNIUM BANK — 2010
What MILLENNIUM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,725,000 | 148,862,000 | 149,900,000 | 144,208,000 |
| Total loans | 124,758,000 | 115,123,000 | 112,139,000 | 112,212,000 |
| Allowance for loan losses | 3,093,000 | 3,122,000 | 3,354,000 | 3,019,000 |
| Securities available for sale | 8,231,000 | 8,088,000 | 7,457,000 | 6,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,000,000 | 132,286,000 | 132,797,000 | 128,417,000 |
| Interest-bearing deposits | 121,154,000 | 120,870,000 | 119,830,000 | 115,958,000 |
| Noninterest-bearing deposits | 15,846,000 | 11,416,000 | 12,967,000 | 12,459,000 |
| Equity capital | 10,300,000 | 11,720,000 | 11,826,000 | 12,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,852,000 | 5,666,000 | 7,448,000 |
| Interest expense | 736,000 | 1,411,000 | 2,050,000 | 2,619,000 |
| Net interest income | 1,208,000 | 2,441,000 | 3,616,000 | 4,829,000 |
| Noninterest income | 50,000 | 171,000 | 385,000 | 222,000 |
| Noninterest expense | 832,000 | 1,875,000 | 2,915,000 | 4,231,000 |
| Provision for loan losses | 2,250,000 | 4,420,000 | 4,650,000 | 4,900,000 |
| Pretax income | -1,824,000 | -3,683,000 | -3,564,000 | -4,080,000 |
| Income tax | -119,000 | -239,000 | -231,000 | -200,000 |
| Net income | -1,705,000 | -3,444,000 | -3,333,000 | -3,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,243,000 | 11,645,000 | 11,756,000 | 12,081,000 |
| Total capital | 11,855,000 | 13,138,000 | 13,201,000 | 13,526,000 |
| Risk-weighted assets | 127,453,000 | 117,807,000 | 113,665,000 | 113,987,000 |