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Call reports 2006

MILLENNIUM BANK — 2006

What MILLENNIUM BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/69af345c-fb64-457c-946f-d652f95e8267/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets109,974,000108,928,000107,550,000109,921,000
Total loans88,813,00092,602,00092,544,00094,676,000
Allowance for loan losses1,016,0001,062,0001,070,0001,085,000
Securities available for sale7,877,0008,082,0007,985,0007,854,000
Securities held to maturity0000
Trading assets0000
Total deposits92,127,00092,109,00091,369,00092,516,000
Interest-bearing deposits83,594,00080,686,00078,368,00079,050,000
Noninterest-bearing deposits8,532,00011,423,00013,000,00013,466,000
Equity capital10,000,00010,343,00010,539,00011,274,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income2,077,0004,277,0006,587,0008,925,000
Interest expense747,0001,575,0002,449,0003,368,000
Net interest income1,330,0002,702,0004,138,0005,557,000
Noninterest income123,000256,000410,000552,000
Noninterest expense739,0001,514,0002,328,0003,183,000
Provision for loan losses65,000114,000158,000173,000
Pretax income649,0001,330,0002,062,0002,753,000
Income tax42,00087,000135,000181,000
Net income607,0001,243,0001,927,0002,572,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital10,152,00010,571,00010,664,00011,344,000
Total capital11,168,00011,634,00011,734,00012,429,000
Risk-weighted assets93,519,00096,272,00097,672,00099,416,000

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