Call reports 2004
MILLENNIUM BANK — 2004
What MILLENNIUM BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,928,000 | 58,475,000 | 68,947,000 | 76,298,000 |
| Total loans | 37,276,000 | 45,173,000 | 56,064,000 | 56,759,000 |
| Allowance for loan losses | 596,000 | 558,000 | 694,000 | 707,000 |
| Securities available for sale | 6,786,000 | 6,094,000 | 5,164,000 | 5,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,865,000 | 46,134,000 | 55,222,000 | 64,999,000 |
| Interest-bearing deposits | 36,780,000 | 39,845,000 | 47,844,000 | 57,113,000 |
| Noninterest-bearing deposits | 5,085,000 | 6,290,000 | 7,378,000 | 7,885,000 |
| Equity capital | 7,317,000 | 7,386,000 | 7,492,000 | 7,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,491,000 | 2,393,000 | 3,446,000 |
| Interest expense | 211,000 | 419,000 | 686,000 | 1,042,000 |
| Net interest income | 451,000 | 1,072,000 | 1,707,000 | 2,404,000 |
| Noninterest income | 93,000 | 267,000 | 371,000 | 519,000 |
| Noninterest expense | 466,000 | 983,000 | 1,529,000 | 2,107,000 |
| Provision for loan losses | 0 | 169,000 | 300,000 | 400,000 |
| Pretax income | 78,000 | 187,000 | 248,000 | 416,000 |
| Income tax | 5,000 | 13,000 | 17,000 | 27,000 |
| Net income | 73,000 | 174,000 | 231,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,244,000 | 7,407,000 | 7,464,000 | 7,621,000 |
| Total capital | 7,768,000 | 7,965,000 | 8,158,000 | 8,328,000 |
| Risk-weighted assets | 41,833,000 | 51,682,000 | 62,457,000 | 65,902,000 |
Machine access — free, no API key
Every figure shown here about MILLENNIUM BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.