Call reports 2025
MASON CITY NATIONAL BANK — 2025
What MASON CITY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 77,616,000 | 75,101,000 | 84,393,000 | 86,811,000 |
| Total loans | 32,561,000 | 32,419,000 | 31,994,000 | 32,389,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 38,258,000 | 37,648,000 | 41,896,000 | 47,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,467,000 | 64,740,000 | 72,871,000 | 75,485,000 |
| Interest-bearing deposits | 48,822,000 | 47,085,000 | 55,533,000 | 57,468,000 |
| Noninterest-bearing deposits | 18,645,000 | 17,656,000 | 17,338,000 | 18,016,000 |
| Equity capital | 10,026,000 | 10,249,000 | 11,397,000 | 11,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,503,000 | 2,316,000 | 3,177,000 |
| Interest expense | 217,000 | 428,000 | 656,000 | 898,000 |
| Net interest income | 531,000 | 1,075,000 | 1,660,000 | 2,279,000 |
| Noninterest income | 93,000 | 164,000 | 219,000 | 304,000 |
| Noninterest expense | 357,000 | 694,000 | 1,022,000 | 1,395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 265,000 | 543,000 | 855,000 | 1,188,000 |
| Income tax | 14,000 | 28,000 | 43,000 | 68,000 |
| Net income | 251,000 | 515,000 | 812,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,321,000 | 13,483,000 | 13,722,000 | 13,382,000 |