Call reports 2024
MASON CITY NATIONAL BANK — 2024
What MASON CITY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 84,244,000 | 78,796,000 | 80,998,000 | 78,309,000 |
| Total loans | 32,668,000 | 32,379,000 | 32,900,000 | 32,734,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 39,080,000 | 38,978,000 | 40,917,000 | 38,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,048,000 | 69,425,000 | 69,964,000 | 68,842,000 |
| Interest-bearing deposits | 56,764,000 | 51,322,000 | 51,512,000 | 49,811,000 |
| Noninterest-bearing deposits | 18,284,000 | 18,103,000 | 18,453,000 | 19,031,000 |
| Equity capital | 8,928,000 | 9,174,000 | 10,836,000 | 9,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,580,000 | 2,358,000 | 3,127,000 |
| Interest expense | 261,000 | 522,000 | 778,000 | 1,023,000 |
| Net interest income | 527,000 | 1,058,000 | 1,580,000 | 2,104,000 |
| Noninterest income | 62,000 | 107,000 | 137,000 | 201,000 |
| Noninterest expense | 335,000 | 636,000 | 938,000 | 1,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 529,000 | 779,000 | 1,020,000 |
| Income tax | 20,000 | 36,000 | 44,000 | 62,000 |
| Net income | 234,000 | 493,000 | 735,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,202,000 | 13,366,000 | 13,565,000 | 13,140,000 |