Call reports 2023
MASON CITY NATIONAL BANK — 2023
What MASON CITY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 80,592,000 | 77,247,000 | 80,656,000 | 82,282,000 |
| Total loans | 27,603,000 | 30,185,000 | 32,043,000 | 34,111,000 |
| Allowance for loan losses | 146,000 | 146,000 | 146,000 | 147,000 |
| Securities available for sale | 44,080,000 | 41,544,000 | 40,195,000 | 40,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,277,000 | 67,612,000 | 72,715,000 | 72,885,000 |
| Interest-bearing deposits | 52,848,000 | 48,137,000 | 54,697,000 | 52,954,000 |
| Noninterest-bearing deposits | 18,428,000 | 19,475,000 | 18,018,000 | 19,932,000 |
| Equity capital | 9,054,000 | 8,586,000 | 7,653,000 | 9,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,319,000 | 2,036,000 | 2,788,000 |
| Interest expense | 74,000 | 177,000 | 370,000 | 614,000 |
| Net interest income | 590,000 | 1,142,000 | 1,666,000 | 2,174,000 |
| Noninterest income | 68,000 | 100,000 | 132,000 | 195,000 |
| Noninterest expense | 344,000 | 644,000 | 928,000 | 1,239,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 351,000 | 611,000 | 883,000 | 1,143,000 |
| Income tax | 10,000 | 26,000 | 42,000 | 58,000 |
| Net income | 341,000 | 585,000 | 841,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,115,000 | 13,246,000 | 13,444,000 | 13,040,000 |