Call reports 2022
MASON CITY NATIONAL BANK — 2022
What MASON CITY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,512,000 | 79,657,000 | 78,790,000 | 77,953,000 |
| Total loans | 27,597,000 | 28,942,000 | 30,605,000 | 30,100,000 |
| Allowance for loan losses | 143,000 | 144,000 | 145,000 | 145,000 |
| Securities available for sale | 43,995,000 | 44,081,000 | 42,309,000 | 41,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,293,000 | 70,208,000 | 70,349,000 | 69,691,000 |
| Interest-bearing deposits | 55,690,000 | 52,465,000 | 53,876,000 | 50,671,000 |
| Noninterest-bearing deposits | 17,604,000 | 17,743,000 | 16,473,000 | 19,020,000 |
| Equity capital | 10,909,000 | 9,172,000 | 7,885,000 | 7,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,066,000 | 1,640,000 | 2,268,000 |
| Interest expense | 30,000 | 62,000 | 100,000 | 166,000 |
| Net interest income | 482,000 | 1,004,000 | 1,540,000 | 2,102,000 |
| Noninterest income | 107,000 | 130,000 | 143,000 | 189,000 |
| Noninterest expense | 346,000 | 626,000 | 909,000 | 1,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 508,000 | 774,000 | 1,048,000 |
| Income tax | 19,000 | 37,000 | 53,000 | 69,000 |
| Net income | 224,000 | 471,000 | 721,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,873,000 | 13,029,000 | 13,218,000 | 12,828,000 |