Call reports 2021
MASON CITY NATIONAL BANK — 2021
What MASON CITY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,987,000 | 82,114,000 | 85,964,000 | 83,728,000 |
| Total loans | 28,624,000 | 29,229,000 | 28,932,000 | 29,095,000 |
| Allowance for loan losses | 144,000 | 144,000 | 139,000 | 141,000 |
| Securities available for sale | 39,456,000 | 41,085,000 | 41,611,000 | 42,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,230,000 | 68,116,000 | 71,725,000 | 70,200,000 |
| Interest-bearing deposits | 55,304,000 | 54,692,000 | 56,312,000 | 52,254,000 |
| Noninterest-bearing deposits | 14,925,000 | 13,425,000 | 15,413,000 | 17,945,000 |
| Equity capital | 13,144,000 | 13,414,000 | 13,859,000 | 13,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,124,000 | 1,864,000 | 2,402,000 |
| Interest expense | 46,000 | 88,000 | 128,000 | 161,000 |
| Net interest income | 472,000 | 1,036,000 | 1,736,000 | 2,241,000 |
| Noninterest income | 40,000 | 91,000 | 120,000 | 244,000 |
| Noninterest expense | 318,000 | 621,000 | 925,000 | 1,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 514,000 | 1,008,000 | 1,238,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 200,000 | 509,000 | 1,000,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,681,000 | 12,781,000 | 13,188,000 | 12,767,000 |