Call reports 2020
MASON CITY NATIONAL BANK — 2020
What MASON CITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,349,000 | 69,951,000 | 73,237,000 | 75,122,000 |
| Total loans | 28,544,000 | 28,691,000 | 29,363,000 | 26,896,000 |
| Allowance for loan losses | 141,000 | 145,000 | 145,000 | 145,000 |
| Securities available for sale | 31,409,000 | 33,725,000 | 34,959,000 | 35,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,600,000 | 56,313,000 | 59,409,000 | 61,148,000 |
| Interest-bearing deposits | 43,048,000 | 44,751,000 | 48,474,000 | 48,513,000 |
| Noninterest-bearing deposits | 11,552,000 | 11,562,000 | 10,935,000 | 12,635,000 |
| Equity capital | 12,675,000 | 13,572,000 | 13,760,000 | 13,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,124,000 | 1,675,000 | 2,212,000 |
| Interest expense | 73,000 | 143,000 | 207,000 | 262,000 |
| Net interest income | 471,000 | 981,000 | 1,468,000 | 1,950,000 |
| Noninterest income | 19,000 | 35,000 | 46,000 | 29,000 |
| Noninterest expense | 334,000 | 634,000 | 953,000 | 1,278,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 156,000 | 373,000 | 552,000 | 692,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 153,000 | 367,000 | 543,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,524,000 | 12,656,000 | 12,774,000 | 12,533,000 |