Call reports 2019
MASON CITY NATIONAL BANK — 2019
What MASON CITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 70,674,000 | 68,593,000 | 71,539,000 | 68,098,000 |
| Total loans | 26,369,000 | 26,672,000 | 26,837,000 | 27,714,000 |
| Allowance for loan losses | 143,000 | 143,000 | 141,000 | 141,000 |
| Securities available for sale | 34,426,000 | 35,044,000 | 36,296,000 | 32,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,269,000 | 55,714,000 | 58,352,000 | 55,194,000 |
| Interest-bearing deposits | 46,430,000 | 44,397,000 | 47,694,000 | 42,271,000 |
| Noninterest-bearing deposits | 11,839,000 | 11,317,000 | 10,659,000 | 12,923,000 |
| Equity capital | 12,340,000 | 12,823,000 | 13,116,000 | 12,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,183,000 | 1,795,000 | 2,391,000 |
| Interest expense | 68,000 | 142,000 | 221,000 | 302,000 |
| Net interest income | 516,000 | 1,041,000 | 1,574,000 | 2,089,000 |
| Noninterest income | 17,000 | 33,000 | 54,000 | 77,000 |
| Noninterest expense | 293,000 | 581,000 | 860,000 | 1,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 493,000 | 798,000 | 992,000 |
| Income tax | 1,000 | 5,000 | 8,000 | 24,000 |
| Net income | 239,000 | 488,000 | 790,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,300,000 | 12,426,000 | 12,636,000 | 12,436,000 |
| Total capital | 12,443,000 | 12,569,000 | 12,777,000 | 12,577,000 |
| Risk-weighted assets | 32,274,000 | 31,831,000 | 32,267,000 | 32,157,000 |