Call reports 2018
MASON CITY NATIONAL BANK — 2018
What MASON CITY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 73,708,000 | 68,973,000 | 70,691,000 | 69,720,000 |
| Total loans | 26,206,000 | 26,796,000 | 26,944,000 | 26,788,000 |
| Allowance for loan losses | 139,000 | 143,000 | 143,000 | 143,000 |
| Securities available for sale | 34,219,000 | 34,299,000 | 34,305,000 | 33,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,145,000 | 57,345,000 | 58,979,000 | 57,819,000 |
| Interest-bearing deposits | 50,040,000 | 46,186,000 | 47,726,000 | 45,443,000 |
| Noninterest-bearing deposits | 12,104,000 | 11,159,000 | 11,252,000 | 12,376,000 |
| Equity capital | 11,494,000 | 11,578,000 | 11,657,000 | 11,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,132,000 | 1,709,000 | 2,296,000 |
| Interest expense | 53,000 | 106,000 | 164,000 | 230,000 |
| Net interest income | 511,000 | 1,026,000 | 1,545,000 | 2,066,000 |
| Noninterest income | 19,000 | 38,000 | 58,000 | 82,000 |
| Noninterest expense | 320,000 | 619,000 | 917,000 | 1,239,000 |
| Provision for loan losses | 7,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 203,000 | 434,000 | 675,000 | 898,000 |
| Income tax | 1,000 | 5,000 | 8,000 | 11,000 |
| Net income | 202,000 | 429,000 | 667,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,971,000 | 12,090,000 | 12,254,000 | 12,139,000 |
| Total capital | 12,110,000 | 12,233,000 | 12,397,000 | 12,282,000 |
| Risk-weighted assets | 34,017,000 | 32,120,000 | 32,572,000 | 32,420,000 |