Call reports 2017
MASON CITY NATIONAL BANK — 2017
What MASON CITY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,183,000 | 71,203,000 | 73,617,000 | 71,944,000 |
| Total loans | 24,040,000 | 26,129,000 | 28,302,000 | 27,989,000 |
| Allowance for loan losses | 128,000 | 128,000 | 137,000 | 142,000 |
| Securities available for sale | 36,860,000 | 37,867,000 | 37,134,000 | 35,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,438,000 | 59,149,000 | 61,453,000 | 60,242,000 |
| Interest-bearing deposits | 51,478,000 | 47,967,000 | 50,720,000 | 47,996,000 |
| Noninterest-bearing deposits | 11,960,000 | 11,182,000 | 10,733,000 | 12,246,000 |
| Equity capital | 11,685,000 | 12,004,000 | 12,110,000 | 11,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,051,000 | 1,598,000 | 2,163,000 |
| Interest expense | 48,000 | 97,000 | 150,000 | 201,000 |
| Net interest income | 464,000 | 954,000 | 1,448,000 | 1,962,000 |
| Noninterest income | 19,000 | 34,000 | 55,000 | 82,000 |
| Noninterest expense | 301,000 | 608,000 | 908,000 | 1,231,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 14,000 |
| Pretax income | 188,000 | 386,000 | 596,000 | 809,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 186,000 | 381,000 | 588,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,704,000 | 11,791,000 | 11,921,000 | 11,834,000 |
| Total capital | 11,832,000 | 11,919,000 | 12,058,000 | 11,976,000 |
| Risk-weighted assets | 29,264,000 | 30,969,000 | 33,002,000 | 33,475,000 |