Call reports 2016
MASON CITY NATIONAL BANK — 2016
What MASON CITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,237,000 | 71,271,000 | 70,403,000 | 70,216,000 |
| Total loans | 25,476,000 | 26,505,000 | 26,525,000 | 26,328,000 |
| Allowance for loan losses | 129,000 | 128,000 | 128,000 | 128,000 |
| Securities available for sale | 36,203,000 | 36,606,000 | 37,162,000 | 35,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,304,000 | 58,873,000 | 58,012,000 | 58,734,000 |
| Interest-bearing deposits | 47,868,000 | 48,860,000 | 48,580,000 | 47,018,000 |
| Noninterest-bearing deposits | 10,436,000 | 10,013,000 | 9,432,000 | 11,716,000 |
| Equity capital | 11,861,000 | 12,350,000 | 12,335,000 | 11,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,073,000 | 1,616,000 | 2,148,000 |
| Interest expense | 45,000 | 90,000 | 138,000 | 187,000 |
| Net interest income | 488,000 | 983,000 | 1,478,000 | 1,961,000 |
| Noninterest income | 18,000 | 36,000 | 53,000 | 76,000 |
| Noninterest expense | 345,000 | 646,000 | 952,000 | 1,284,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 187,000 | 399,000 | 646,000 | 820,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 11,000 |
| Net income | 186,000 | 395,000 | 639,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,431,000 | 11,533,000 | 11,690,000 | 11,590,000 |
| Total capital | 11,560,000 | 11,661,000 | 11,818,000 | 11,718,000 |
| Risk-weighted assets | 30,474,000 | 30,808,000 | 31,087,000 | 31,635,000 |