Call reports 2015
MASON CITY NATIONAL BANK — 2015
What MASON CITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,987,000 | 71,700,000 | 73,334,000 | 71,723,000 |
| Total loans | 24,163,000 | 24,863,000 | 25,665,000 | 26,145,000 |
| Allowance for loan losses | 114,000 | 114,000 | 113,000 | 127,000 |
| Securities available for sale | 36,936,000 | 36,911,000 | 37,127,000 | 35,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,064,000 | 60,136,000 | 61,397,000 | 60,178,000 |
| Interest-bearing deposits | 52,502,000 | 49,835,000 | 51,694,000 | 46,996,000 |
| Noninterest-bearing deposits | 10,562,000 | 10,301,000 | 9,704,000 | 13,182,000 |
| Equity capital | 11,850,000 | 11,505,000 | 11,873,000 | 11,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,041,000 | 1,580,000 | 2,124,000 |
| Interest expense | 54,000 | 107,000 | 157,000 | 202,000 |
| Net interest income | 462,000 | 934,000 | 1,423,000 | 1,922,000 |
| Noninterest income | 19,000 | 43,000 | 62,000 | 87,000 |
| Noninterest expense | 327,000 | 646,000 | 968,000 | 1,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 24,000 |
| Pretax income | 276,000 | 453,000 | 639,000 | 809,000 |
| Income tax | 1,000 | 4,000 | 8,000 | 11,000 |
| Net income | 275,000 | 449,000 | 631,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,225,000 | 11,270,000 | 11,404,000 | 11,300,000 |
| Total capital | 11,339,000 | 11,384,000 | 11,517,000 | 11,427,000 |
| Risk-weighted assets | 28,503,000 | 29,219,000 | 30,368,000 | 31,034,000 |