Call reports 2013
MASON CITY NATIONAL BANK — 2013
What MASON CITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,870,000 | 72,990,000 | 72,489,000 | 75,674,000 |
| Total loans | 25,642,000 | 25,016,000 | 26,449,000 | 27,616,000 |
| Allowance for loan losses | 118,000 | 119,000 | 127,000 | 127,000 |
| Securities available for sale | 26,440,000 | 28,744,000 | 28,646,000 | 28,443,000 |
| Securities held to maturity | 5,990,000 | 5,984,000 | 5,978,000 | 4,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,772,000 | 62,637,000 | 61,942,000 | 65,375,000 |
| Interest-bearing deposits | 55,845,000 | 52,454,000 | 52,975,000 | 51,762,000 |
| Noninterest-bearing deposits | 9,927,000 | 10,183,000 | 8,967,000 | 13,613,000 |
| Equity capital | 11,015,000 | 10,280,000 | 10,471,000 | 10,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,072,000 | 1,614,000 | 2,162,000 |
| Interest expense | 91,000 | 176,000 | 257,000 | 333,000 |
| Net interest income | 433,000 | 896,000 | 1,357,000 | 1,829,000 |
| Noninterest income | 21,000 | 46,000 | 73,000 | 105,000 |
| Noninterest expense | 308,000 | 625,000 | 927,000 | 1,269,000 |
| Provision for loan losses | 0 | 8,000 | 15,000 | 15,000 |
| Pretax income | 146,000 | 309,000 | 488,000 | 650,000 |
| Income tax | 1,000 | 5,000 | 8,000 | 12,000 |
| Net income | 145,000 | 304,000 | 480,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,446,000 | 10,534,000 | 10,668,000 | 10,610,000 |
| Total capital | 10,564,000 | 10,653,000 | 10,795,000 | 10,737,000 |
| Risk-weighted assets | 28,451,000 | 28,342,000 | 29,841,000 | 30,882,000 |