Call reports 2012
MASON CITY NATIONAL BANK — 2012
What MASON CITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,901,000 | 70,413,000 | 71,555,000 | 74,403,000 |
| Total loans | 27,836,000 | 28,240,000 | 27,874,000 | 28,532,000 |
| Allowance for loan losses | 90,000 | 99,000 | 107,000 | 115,000 |
| Securities available for sale | 25,816,000 | 26,475,000 | 24,546,000 | 25,572,000 |
| Securities held to maturity | 7,080,000 | 7,072,000 | 7,063,000 | 5,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,111,000 | 59,369,000 | 60,314,000 | 63,400,000 |
| Interest-bearing deposits | 56,063,000 | 51,055,000 | 51,468,000 | 52,558,000 |
| Noninterest-bearing deposits | 9,048,000 | 8,314,000 | 8,846,000 | 10,842,000 |
| Equity capital | 10,696,000 | 10,969,000 | 11,164,000 | 10,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,174,000 | 1,744,000 | 2,315,000 |
| Interest expense | 118,000 | 226,000 | 328,000 | 426,000 |
| Net interest income | 466,000 | 948,000 | 1,416,000 | 1,889,000 |
| Noninterest income | 29,000 | 59,000 | 85,000 | 122,000 |
| Noninterest expense | 319,000 | 645,000 | 970,000 | 1,352,000 |
| Provision for loan losses | 8,000 | 18,000 | 28,000 | 37,000 |
| Pretax income | 168,000 | 520,000 | 679,000 | 798,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 8,000 |
| Net income | 167,000 | 517,000 | 674,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,199,000 | 10,479,000 | 10,527,000 | 10,353,000 |
| Total capital | 10,289,000 | 10,578,000 | 10,634,000 | 10,468,000 |
| Risk-weighted assets | 30,572,000 | 31,369,000 | 30,767,000 | 31,246,000 |