Call reports 2011
MASON CITY NATIONAL BANK — 2011
What MASON CITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,113,000 | 69,929,000 | 72,357,000 | 72,188,000 |
| Total loans | 26,732,000 | 27,246,000 | 27,302,000 | 30,559,000 |
| Allowance for loan losses | 78,000 | 78,000 | 80,000 | 84,000 |
| Securities available for sale | 19,281,000 | 21,306,000 | 23,116,000 | 23,771,000 |
| Securities held to maturity | 8,919,000 | 8,904,000 | 8,888,000 | 7,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,039,000 | 59,391,000 | 61,596,000 | 61,571,000 |
| Interest-bearing deposits | 52,944,000 | 52,051,000 | 53,424,000 | 52,065,000 |
| Noninterest-bearing deposits | 9,094,000 | 7,340,000 | 8,172,000 | 9,506,000 |
| Equity capital | 9,948,000 | 10,436,000 | 10,666,000 | 10,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,194,000 | 1,805,000 | 2,400,000 |
| Interest expense | 159,000 | 308,000 | 448,000 | 575,000 |
| Net interest income | 426,000 | 886,000 | 1,357,000 | 1,825,000 |
| Noninterest income | 20,000 | 45,000 | 81,000 | 124,000 |
| Noninterest expense | 326,000 | 636,000 | 943,000 | 1,290,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 8,000 |
| Pretax income | 120,000 | 295,000 | 552,000 | 713,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 114,000 | 289,000 | 546,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,918,000 | 10,048,000 | 10,226,000 | 10,098,000 |
| Total capital | 9,996,000 | 10,126,000 | 10,306,000 | 10,182,000 |
| Risk-weighted assets | 28,653,000 | 29,679,000 | 30,054,000 | 32,946,000 |