Call reports 2019
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2019
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,795,000 | 87,148,000 | 85,921,000 | 87,781,000 |
| Total loans | 62,613,000 | 62,511,000 | 62,463,000 | 62,255,000 |
| Allowance for loan losses | 489,000 | 469,000 | 467,000 | 467,000 |
| Securities available for sale | 615,000 | 578,000 | 536,000 | 496,000 |
| Securities held to maturity | 12,000 | 8,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,369,000 | 68,514,000 | 66,193,000 | 68,165,000 |
| Interest-bearing deposits | 66,713,000 | 64,135,000 | 62,497,000 | 64,489,000 |
| Noninterest-bearing deposits | 3,656,000 | 4,379,000 | 3,696,000 | 3,676,000 |
| Equity capital | 12,815,000 | 12,699,000 | 12,809,000 | 12,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,785,000 | 2,681,000 | 3,534,000 |
| Interest expense | 179,000 | 361,000 | 547,000 | 738,000 |
| Net interest income | 704,000 | 1,424,000 | 2,134,000 | 2,796,000 |
| Noninterest income | 34,000 | 41,000 | 76,000 | 108,000 |
| Noninterest expense | 612,000 | 1,341,000 | 1,937,000 | 2,630,000 |
| Provision for loan losses | 6,000 | -14,000 | -16,000 | -16,000 |
| Pretax income | 120,000 | 138,000 | 289,000 | 290,000 |
| Income tax | 40,000 | 45,000 | 87,000 | 88,000 |
| Net income | 80,000 | 93,000 | 202,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,526,000 | 13,538,000 | 13,648,000 | 13,648,000 |
| Total capital | 14,015,000 | 14,007,000 | 14,115,000 | 14,115,000 |
| Risk-weighted assets | 44,330,000 | 46,070,000 | 45,605,000 | 44,545,000 |