Call reports 2018
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2018
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,891,000 | 87,701,000 | 86,840,000 | 87,320,000 |
| Total loans | 62,010,000 | 61,037,000 | 62,127,000 | 61,816,000 |
| Allowance for loan losses | 476,000 | 487,000 | 503,000 | 484,000 |
| Securities available for sale | 849,000 | 774,000 | 704,000 | 657,000 |
| Securities held to maturity | 38,000 | 29,000 | 23,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,945,000 | 71,126,000 | 70,211,000 | 69,954,000 |
| Interest-bearing deposits | 69,457,000 | 67,658,000 | 66,620,000 | 66,359,000 |
| Noninterest-bearing deposits | 3,488,000 | 3,468,000 | 3,591,000 | 3,595,000 |
| Equity capital | 12,423,000 | 12,524,000 | 12,623,000 | 12,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,699,000 | 2,570,000 | 3,445,000 |
| Interest expense | 150,000 | 298,000 | 456,000 | 625,000 |
| Net interest income | 687,000 | 1,401,000 | 2,114,000 | 2,820,000 |
| Noninterest income | -31,000 | 39,000 | 55,000 | 103,000 |
| Noninterest expense | 603,000 | 1,220,000 | 1,793,000 | 2,410,000 |
| Provision for loan losses | 1,000 | 17,000 | 33,000 | 14,000 |
| Pretax income | -66,000 | 85,000 | 225,000 | 381,000 |
| Income tax | -22,000 | 57,000 | 96,000 | 140,000 |
| Net income | -44,000 | 28,000 | 129,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,161,000 | 13,234,000 | 13,335,000 | 13,446,000 |
| Total capital | 13,637,000 | 13,721,000 | 13,838,000 | 13,930,000 |
| Risk-weighted assets | 44,939,000 | 44,095,000 | 44,087,000 | 44,274,000 |