Call reports 2017
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2017
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,674,000 | 90,430,000 | 88,050,000 | 87,772,000 |
| Total loans | 58,170,000 | 62,158,000 | 61,505,000 | 62,156,000 |
| Allowance for loan losses | 537,000 | 565,000 | 566,000 | 535,000 |
| Securities available for sale | 5,213,000 | 5,093,000 | 4,969,000 | 4,853,000 |
| Securities held to maturity | 1,076,000 | 1,066,000 | 1,058,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,258,000 | 76,839,000 | 74,285,000 | 73,371,000 |
| Interest-bearing deposits | 74,879,000 | 73,315,000 | 71,024,000 | 70,015,000 |
| Noninterest-bearing deposits | 3,379,000 | 3,524,000 | 3,261,000 | 3,356,000 |
| Equity capital | 12,204,000 | 12,357,000 | 12,459,000 | 12,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,636,000 | 2,504,000 | 3,349,000 |
| Interest expense | 163,000 | 310,000 | 455,000 | 604,000 |
| Net interest income | 622,000 | 1,326,000 | 2,049,000 | 2,745,000 |
| Noninterest income | 35,000 | 105,000 | 145,000 | 183,000 |
| Noninterest expense | 639,000 | 1,229,000 | 1,801,000 | 2,395,000 |
| Provision for loan losses | -6,000 | 23,000 | 24,000 | -8,000 |
| Pretax income | 24,000 | 179,000 | 369,000 | 541,000 |
| Income tax | 30,000 | 92,000 | 171,000 | 434,000 |
| Net income | -6,000 | 87,000 | 198,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,896,000 | 12,962,000 | 13,075,000 | 13,109,000 |
| Total capital | 13,433,000 | 13,527,000 | 13,639,000 | 13,644,000 |
| Risk-weighted assets | 45,395,000 | 46,684,000 | 45,121,000 | 44,634,000 |