Call reports 2016
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2016
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 102,566,000 | 100,038,000 | 96,172,000 | 94,806,000 |
| Total loans | 61,356,000 | 61,193,000 | 58,977,000 | 57,769,000 |
| Allowance for loan losses | 689,000 | 596,000 | 559,000 | 543,000 |
| Securities available for sale | 7,828,000 | 7,667,000 | 5,498,000 | 5,332,000 |
| Securities held to maturity | 3,124,000 | 2,111,000 | 2,100,000 | 1,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,994,000 | 86,640,000 | 82,683,000 | 81,370,000 |
| Interest-bearing deposits | 86,111,000 | 84,028,000 | 80,068,000 | 78,212,000 |
| Noninterest-bearing deposits | 2,883,000 | 2,612,000 | 2,615,000 | 3,158,000 |
| Equity capital | 12,589,000 | 12,204,000 | 12,210,000 | 12,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,788,000 | 2,643,000 | 3,452,000 |
| Interest expense | 227,000 | 439,000 | 633,000 | 813,000 |
| Net interest income | 671,000 | 1,349,000 | 2,010,000 | 2,639,000 |
| Noninterest income | 34,000 | -201,000 | -156,000 | -115,000 |
| Noninterest expense | 714,000 | 1,420,000 | 2,108,000 | 2,772,000 |
| Provision for loan losses | -11,000 | 83,000 | 65,000 | 52,000 |
| Pretax income | 2,000 | -355,000 | -319,000 | -300,000 |
| Income tax | 0 | -132,000 | -119,000 | -128,000 |
| Net income | 2,000 | -223,000 | -200,000 | -172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,110,000 | 12,884,000 | 12,892,000 | 12,910,000 |
| Total capital | 13,715,000 | 13,477,000 | 13,451,000 | 13,453,000 |
| Risk-weighted assets | 48,363,000 | 47,495,000 | 46,995,000 | 46,600,000 |