Call reports 2015
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2015
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,956,000 | 103,783,000 | 101,628,000 | 102,977,000 |
| Total loans | 62,958,000 | 63,447,000 | 63,198,000 | 63,206,000 |
| Allowance for loan losses | 558,000 | 556,000 | 500,000 | 700,000 |
| Securities available for sale | 10,585,000 | 8,349,000 | 8,163,000 | 7,932,000 |
| Securities held to maturity | 3,190,000 | 3,173,000 | 3,155,000 | 3,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,449,000 | 90,098,000 | 87,801,000 | 89,564,000 |
| Interest-bearing deposits | 85,580,000 | 87,300,000 | 85,506,000 | 86,767,000 |
| Noninterest-bearing deposits | 2,869,000 | 2,798,000 | 2,295,000 | 2,797,000 |
| Equity capital | 12,837,000 | 12,646,000 | 12,692,000 | 12,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,870,000 | 2,811,000 | 3,729,000 |
| Interest expense | 231,000 | 468,000 | 698,000 | 931,000 |
| Net interest income | 717,000 | 1,402,000 | 2,113,000 | 2,798,000 |
| Noninterest income | 68,000 | 103,000 | 153,000 | 203,000 |
| Noninterest expense | 709,000 | 1,380,000 | 2,058,000 | 2,759,000 |
| Provision for loan losses | 1,000 | -1,000 | -2,000 | 199,000 |
| Pretax income | 75,000 | 126,000 | 210,000 | 43,000 |
| Income tax | 30,000 | 47,000 | 79,000 | 9,000 |
| Net income | 45,000 | 79,000 | 131,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,148,000 | 13,181,000 | 13,230,000 | 13,115,000 |
| Total capital | 13,710,000 | 13,737,000 | 13,730,000 | 13,730,000 |
| Risk-weighted assets | 47,723,000 | 49,304,000 | 48,974,000 | 49,158,000 |