Call reports 2014
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2014
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,628,000 | 107,253,000 | 105,038,000 | 103,371,000 |
| Total loans | 65,602,000 | 64,723,000 | 65,574,000 | 63,961,000 |
| Allowance for loan losses | 560,000 | 511,000 | 542,000 | 557,000 |
| Securities available for sale | 13,841,000 | 10,721,000 | 10,457,000 | 11,728,000 |
| Securities held to maturity | 279,000 | 4,249,000 | 5,229,000 | 4,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,491,000 | 93,881,000 | 91,519,000 | 89,851,000 |
| Interest-bearing deposits | 91,692,000 | 91,155,000 | 89,027,000 | 87,277,000 |
| Noninterest-bearing deposits | 2,799,000 | 2,726,000 | 2,492,000 | 2,574,000 |
| Equity capital | 12,607,000 | 12,649,000 | 12,674,000 | 12,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,025,000 | 3,020,000 | 4,020,000 |
| Interest expense | 275,000 | 541,000 | 805,000 | 1,059,000 |
| Net interest income | 741,000 | 1,484,000 | 2,215,000 | 2,961,000 |
| Noninterest income | 39,000 | 78,000 | 113,000 | 151,000 |
| Noninterest expense | 671,000 | 1,365,000 | 2,032,000 | 2,688,000 |
| Provision for loan losses | -28,000 | -74,000 | -42,000 | -28,000 |
| Pretax income | 137,000 | 271,000 | 338,000 | 452,000 |
| Income tax | 51,000 | 100,000 | 124,000 | 166,000 |
| Net income | 86,000 | 171,000 | 214,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,903,000 | 12,988,000 | 13,031,000 | 13,103,000 |
| Total capital | 13,467,000 | 13,503,000 | 13,577,000 | 13,665,000 |
| Risk-weighted assets | 50,483,000 | 49,710,000 | 50,247,000 | 48,137,000 |