Call reports 2013
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2013
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,964,000 | 107,792,000 | 107,718,000 | 107,795,000 |
| Total loans | 66,872,000 | 65,582,000 | 66,069,000 | 65,876,000 |
| Allowance for loan losses | 582,000 | 588,000 | 619,000 | 598,000 |
| Securities available for sale | 16,012,000 | 13,267,000 | 11,904,000 | 13,054,000 |
| Securities held to maturity | 417,000 | 377,000 | 338,000 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,099,000 | 94,871,000 | 94,611,000 | 94,849,000 |
| Interest-bearing deposits | 93,155,000 | 92,125,000 | 92,227,000 | 92,322,000 |
| Noninterest-bearing deposits | 2,944,000 | 2,746,000 | 2,384,000 | 2,527,000 |
| Equity capital | 12,529,000 | 12,376,000 | 12,465,000 | 12,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,120,000 | 3,163,000 | 4,191,000 |
| Interest expense | 291,000 | 579,000 | 867,000 | 1,151,000 |
| Net interest income | 778,000 | 1,541,000 | 2,296,000 | 3,040,000 |
| Noninterest income | 37,000 | 77,000 | 124,000 | 166,000 |
| Noninterest expense | 637,000 | 1,273,000 | 1,907,000 | 2,540,000 |
| Provision for loan losses | 7,000 | 14,000 | 50,000 | 69,000 |
| Pretax income | 171,000 | 331,000 | 463,000 | 597,000 |
| Income tax | 64,000 | 123,000 | 181,000 | 221,000 |
| Net income | 107,000 | 208,000 | 282,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,541,000 | 12,626,000 | 12,722,000 | 12,817,000 |
| Total capital | 13,123,000 | 13,214,000 | 13,347,000 | 13,420,000 |
| Risk-weighted assets | 50,592,000 | 49,908,000 | 50,215,000 | 50,775,000 |