Call reports 2012
FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2012
What FIDELITY SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,307,000 | 112,623,000 | 109,780,000 | 108,611,000 |
| Total loans | 67,344,000 | 66,957,000 | 66,193,000 | 66,732,000 |
| Allowance for loan losses | 463,000 | 606,000 | 626,000 | 580,000 |
| Securities available for sale | 14,498,000 | 13,630,000 | 16,650,000 | 16,104,000 |
| Securities held to maturity | 646,000 | 593,000 | 533,000 | 464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,575,000 | 99,898,000 | 97,107,000 | 95,881,000 |
| Interest-bearing deposits | 96,788,000 | 97,014,000 | 94,659,000 | 93,468,000 |
| Noninterest-bearing deposits | 2,787,000 | 2,884,000 | 2,448,000 | 2,413,000 |
| Equity capital | 12,336,000 | 12,320,000 | 12,401,000 | 12,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,195,000 | 3,261,000 | 4,349,000 |
| Interest expense | 333,000 | 679,000 | 1,010,000 | 1,324,000 |
| Net interest income | 767,000 | 1,516,000 | 2,251,000 | 3,025,000 |
| Noninterest income | 38,000 | 70,000 | 113,000 | 87,000 |
| Noninterest expense | 625,000 | 1,210,000 | 1,812,000 | 2,425,000 |
| Provision for loan losses | -5,000 | 32,000 | 53,000 | 6,000 |
| Pretax income | 185,000 | 344,000 | 499,000 | 681,000 |
| Income tax | 72,000 | 86,000 | 156,000 | 210,000 |
| Net income | 113,000 | 258,000 | 343,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,082,000 | 12,227,000 | 12,312,000 | 12,440,000 |
| Total capital | 12,545,000 | 12,840,000 | 12,945,000 | 13,021,000 |
| Risk-weighted assets | 55,456,000 | 54,803,000 | 55,135,000 | 50,388,000 |