Call reports 2016
FIRST GUARANTY BANK — 2016
What FIRST GUARANTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,103,000 | 49,383,000 | 47,707,000 | 48,042,000 |
| Total loans | 22,681,000 | 21,693,000 | 20,773,000 | 20,979,000 |
| Allowance for loan losses | 304,000 | 287,000 | 282,000 | 277,000 |
| Securities available for sale | 2,248,000 | 7,268,000 | 6,260,000 | 6,473,000 |
| Securities held to maturity | 4,997,000 | 5,000,000 | 4,997,000 | 4,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,721,000 | 42,995,000 | 41,327,000 | 41,655,000 |
| Interest-bearing deposits | 34,349,000 | 33,728,000 | 33,280,000 | 32,136,000 |
| Noninterest-bearing deposits | 10,372,000 | 9,267,000 | 8,047,000 | 9,519,000 |
| Equity capital | 5,174,000 | 5,231,000 | 5,237,000 | 5,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 774,000 | 1,145,000 | 1,515,000 |
| Interest expense | 30,000 | 61,000 | 90,000 | 120,000 |
| Net interest income | 358,000 | 713,000 | 1,055,000 | 1,395,000 |
| Noninterest income | 48,000 | 92,000 | 138,000 | 260,000 |
| Noninterest expense | 362,000 | 688,000 | 1,030,000 | 1,360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 117,000 | 163,000 | 295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 117,000 | 163,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,174,000 | 5,231,000 | 5,237,000 | 5,312,000 |
| Total capital | 5,450,000 | 5,478,000 | 5,481,000 | 5,558,000 |
| Risk-weighted assets | 22,028,000 | 19,728,000 | 19,496,000 | 19,685,000 |