Call reports 2025
PEOPLES BANK OF MACON — 2025
What PEOPLES BANK OF MACON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,759,000 | 23,471,000 | 24,736,000 | 24,267,000 |
| Total loans | 6,168,000 | 6,601,000 | 6,403,000 | 6,148,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,208,000 | 10,216,000 | 10,025,000 | 9,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,394,000 | 20,079,000 | 21,318,000 | 20,833,000 |
| Interest-bearing deposits | 15,657,000 | 15,332,000 | 16,380,000 | 16,128,000 |
| Noninterest-bearing deposits | 4,737,000 | 4,747,000 | 4,938,000 | 4,705,000 |
| Equity capital | 3,071,000 | 3,097,000 | 3,135,000 | 3,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 417,000 | 650,000 | 873,000 |
| Interest expense | 43,000 | 83,000 | 125,000 | 170,000 |
| Net interest income | 167,000 | 334,000 | 525,000 | 703,000 |
| Noninterest income | 8,000 | 12,000 | 16,000 | 21,000 |
| Noninterest expense | 130,000 | 270,000 | 420,000 | 567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 76,000 | 121,000 | 157,000 |
| Income tax | 6,000 | 11,000 | 18,000 | 25,000 |
| Net income | 39,000 | 65,000 | 103,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,072,000 | 3,098,000 | 3,136,000 | 3,045,000 |