Call reports 2024
PEOPLES BANK OF MACON — 2024
What PEOPLES BANK OF MACON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 25,704,000 | 25,822,000 | 27,770,000 | 24,547,000 |
| Total loans | 6,815,000 | 6,169,000 | 6,409,000 | 5,897,000 |
| Allowance for loan losses | 67,000 | 67,000 | 73,000 | 76,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,992,000 | 10,448,000 | 10,414,000 | 10,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,953,000 | 22,022,000 | 23,885,000 | 20,631,000 |
| Interest-bearing deposits | 15,553,000 | 15,727,000 | 17,630,000 | 15,472,000 |
| Noninterest-bearing deposits | 6,400,000 | 6,295,000 | 6,255,000 | 5,159,000 |
| Equity capital | 3,027,000 | 3,074,000 | 3,137,000 | 3,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 439,000 | 692,000 | 937,000 |
| Interest expense | 45,000 | 92,000 | 140,000 | 188,000 |
| Net interest income | 176,000 | 347,000 | 552,000 | 749,000 |
| Noninterest income | 9,000 | 14,000 | 18,000 | 20,000 |
| Noninterest expense | 121,000 | 240,000 | 368,000 | 498,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 9,000 |
| Pretax income | 64,000 | 121,000 | 196,000 | 262,000 |
| Income tax | 8,000 | 18,000 | 30,000 | 45,000 |
| Net income | 56,000 | 103,000 | 166,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,028,000 | 3,075,000 | 3,138,000 | 3,033,000 |