Call reports 2023
PEOPLES BANK OF MACON — 2023
What PEOPLES BANK OF MACON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 25,949,000 | 26,301,000 | 27,111,000 | 27,348,000 |
| Total loans | 5,806,000 | 5,905,000 | 6,141,000 | 6,680,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 67,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,139,000 | 11,788,000 | 11,602,000 | 11,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,312,000 | 22,605,000 | 23,340,000 | 23,543,000 |
| Interest-bearing deposits | 16,728,000 | 16,966,000 | 17,074,000 | 16,786,000 |
| Noninterest-bearing deposits | 5,584,000 | 5,639,000 | 6,266,000 | 6,757,000 |
| Equity capital | 2,963,000 | 3,004,000 | 3,053,000 | 2,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 377,000 | 592,000 | 830,000 |
| Interest expense | 13,000 | 40,000 | 76,000 | 118,000 |
| Net interest income | 171,000 | 337,000 | 516,000 | 712,000 |
| Noninterest income | 9,000 | 13,000 | 17,000 | 22,000 |
| Noninterest expense | 120,000 | 240,000 | 365,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 110,000 | 168,000 | 243,000 |
| Income tax | 9,000 | 18,000 | 28,000 | 40,000 |
| Net income | 51,000 | 92,000 | 140,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,964,000 | 3,005,000 | 3,054,000 | 2,972,000 |