Call reports 2022
PEOPLES BANK OF MACON — 2022
What PEOPLES BANK OF MACON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 26,634,000 | 27,367,000 | 28,723,000 | 26,586,000 |
| Total loans | 6,906,000 | 7,029,000 | 6,922,000 | 6,470,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,210,000 | 12,858,000 | 12,661,000 | 12,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,096,000 | 23,813,000 | 25,119,000 | 22,956,000 |
| Interest-bearing deposits | 17,799,000 | 18,448,000 | 19,221,000 | 17,357,000 |
| Noninterest-bearing deposits | 5,297,000 | 5,365,000 | 5,898,000 | 5,599,000 |
| Equity capital | 2,887,000 | 2,905,000 | 2,942,000 | 2,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 257,000 | 415,000 | 589,000 |
| Interest expense | 8,000 | 13,000 | 20,000 | 29,000 |
| Net interest income | 115,000 | 244,000 | 395,000 | 560,000 |
| Noninterest income | 9,000 | 14,000 | 19,000 | 24,000 |
| Noninterest expense | 114,000 | 230,000 | 346,000 | 464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 28,000 | 68,000 | 120,000 |
| Income tax | 1,000 | 1,000 | 3,000 | 13,000 |
| Net income | 9,000 | 27,000 | 65,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,887,000 | 2,905,000 | 2,942,000 | 2,913,000 |