Call reports 2021
PEOPLES BANK OF MACON — 2021
What PEOPLES BANK OF MACON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 24,265,000 | 24,174,000 | 25,670,000 | 26,040,000 |
| Total loans | 7,310,000 | 7,243,000 | 7,345,000 | 7,717,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,151,000 | 8,494,000 | 8,282,000 | 9,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,727,000 | 20,630,000 | 22,108,000 | 22,484,000 |
| Interest-bearing deposits | 15,726,000 | 15,590,000 | 16,811,000 | 16,872,000 |
| Noninterest-bearing deposits | 5,001,000 | 5,040,000 | 5,297,000 | 5,612,000 |
| Equity capital | 2,884,000 | 2,890,000 | 2,902,000 | 2,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 234,000 | 359,000 | 480,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 33,000 |
| Net interest income | 108,000 | 217,000 | 333,000 | 447,000 |
| Noninterest income | 8,000 | 13,000 | 18,000 | 22,000 |
| Noninterest expense | 105,000 | 211,000 | 320,000 | 427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 19,000 | 31,000 | 42,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 3,000 |
| Net income | 10,000 | 16,000 | 28,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,884,000 | 2,890,000 | 2,902,000 | 2,877,000 |