Call reports 2020
PEOPLES BANK OF MACON — 2020
What PEOPLES BANK OF MACON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 21,231,000 | 22,248,000 | 22,612,000 | 23,141,000 |
| Total loans | 7,610,000 | 7,641,000 | 7,608,000 | 7,344,000 |
| Allowance for loan losses | 80,000 | 80,000 | 80,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,331,000 | 7,130,000 | 8,219,000 | 8,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,669,000 | 18,667,000 | 19,014,000 | 19,546,000 |
| Interest-bearing deposits | 13,831,000 | 14,511,000 | 14,944,000 | 15,094,000 |
| Noninterest-bearing deposits | 3,838,000 | 4,156,000 | 4,070,000 | 4,452,000 |
| Equity capital | 2,905,000 | 2,925,000 | 2,938,000 | 2,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 285,000 | 415,000 | 544,000 |
| Interest expense | 13,000 | 25,000 | 35,000 | 47,000 |
| Net interest income | 137,000 | 260,000 | 380,000 | 497,000 |
| Noninterest income | 10,000 | 13,000 | 17,000 | 21,000 |
| Noninterest expense | 106,000 | 210,000 | 317,000 | 422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 63,000 | 80,000 | 96,000 |
| Income tax | 7,000 | 9,000 | 12,000 | 14,000 |
| Net income | 34,000 | 54,000 | 68,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,905,000 | 2,925,000 | 2,938,000 | 2,874,000 |