Call reports 2019
PEOPLES BANK OF MACON — 2019
What PEOPLES BANK OF MACON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 21,530,000 | 20,524,000 | 20,697,000 | 19,993,000 |
| Total loans | 7,930,000 | 7,793,000 | 7,869,000 | 7,878,000 |
| Allowance for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,879,000 | 9,186,000 | 9,214,000 | 8,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,998,000 | 16,970,000 | 17,092,000 | 16,377,000 |
| Interest-bearing deposits | 13,228,000 | 13,184,000 | 13,154,000 | 12,834,000 |
| Noninterest-bearing deposits | 4,770,000 | 3,786,000 | 3,938,000 | 3,543,000 |
| Equity capital | 2,880,000 | 2,907,000 | 2,942,000 | 2,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 308,000 | 465,000 | 618,000 |
| Interest expense | 11,000 | 24,000 | 36,000 | 49,000 |
| Net interest income | 143,000 | 284,000 | 429,000 | 569,000 |
| Noninterest income | 9,000 | 14,000 | 19,000 | 25,000 |
| Noninterest expense | 106,000 | 218,000 | 325,000 | 432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 80,000 | 123,000 | 162,000 |
| Income tax | 9,000 | 16,000 | 24,000 | 27,000 |
| Net income | 37,000 | 64,000 | 99,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,880,000 | 2,907,000 | 2,942,000 | 2,871,000 |
| Total capital | 2,960,000 | 2,987,000 | 3,022,000 | 2,951,000 |
| Risk-weighted assets | 9,428,000 | 9,434,000 | 9,580,000 | 9,464,000 |