Call reports 2018
PEOPLES BANK OF MACON — 2018
What PEOPLES BANK OF MACON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 20,986,000 | 21,627,000 | 20,502,000 | 20,217,000 |
| Total loans | 7,517,000 | 8,229,000 | 8,464,000 | 8,320,000 |
| Allowance for loan losses | 76,000 | 76,000 | 60,000 | 80,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,485,000 | 9,485,000 | 9,025,000 | 8,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,488,000 | 18,100,000 | 16,926,000 | 16,637,000 |
| Interest-bearing deposits | 13,919,000 | 13,366,000 | 13,134,000 | 12,794,000 |
| Noninterest-bearing deposits | 3,569,000 | 4,734,000 | 3,792,000 | 3,843,000 |
| Equity capital | 2,851,000 | 2,883,000 | 2,919,000 | 2,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 295,000 | 448,000 | 601,000 |
| Interest expense | 11,000 | 23,000 | 32,000 | 42,000 |
| Net interest income | 134,000 | 272,000 | 416,000 | 559,000 |
| Noninterest income | 12,000 | 18,000 | 24,000 | 30,000 |
| Noninterest expense | 103,000 | 208,000 | 310,000 | 414,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 43,000 | 82,000 | 130,000 | 167,000 |
| Income tax | 9,000 | 16,000 | 27,000 | 33,000 |
| Net income | 34,000 | 66,000 | 103,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,851,000 | 2,883,000 | 2,919,000 | 2,843,000 |
| Total capital | 2,927,000 | 2,959,000 | 2,979,000 | 2,923,000 |
| Risk-weighted assets | 8,977,000 | 9,724,000 | 9,908,000 | 9,638,000 |