Call reports 2017
PEOPLES BANK OF MACON — 2017
What PEOPLES BANK OF MACON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,306,000 | 19,956,000 | 22,629,000 | 20,741,000 |
| Total loans | 7,395,000 | 7,561,000 | 7,778,000 | 7,818,000 |
| Allowance for loan losses | 79,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,402,000 | 10,101,000 | 9,400,000 | 9,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,849,000 | 16,479,000 | 19,115,000 | 17,223,000 |
| Interest-bearing deposits | 13,752,000 | 12,470,000 | 15,597,000 | 13,829,000 |
| Noninterest-bearing deposits | 4,097,000 | 4,009,000 | 3,518,000 | 3,394,000 |
| Equity capital | 2,830,000 | 2,847,000 | 2,874,000 | 2,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 274,000 | 418,000 | 563,000 |
| Interest expense | 7,000 | 15,000 | 23,000 | 33,000 |
| Net interest income | 126,000 | 259,000 | 395,000 | 530,000 |
| Noninterest income | 14,000 | 21,000 | 29,000 | 36,000 |
| Noninterest expense | 116,000 | 236,000 | 347,000 | 457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 44,000 | 77,000 | 109,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 23,000 |
| Net income | 21,000 | 37,000 | 65,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,830,000 | 2,847,000 | 2,874,000 | 2,817,000 |
| Total capital | 2,909,000 | 2,923,000 | 2,950,000 | 2,893,000 |
| Risk-weighted assets | 8,896,000 | 9,090,000 | 9,196,000 | 9,340,000 |