Call reports 2016
PEOPLES BANK OF MACON — 2016
What PEOPLES BANK OF MACON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,870,000 | 19,869,000 | 20,094,000 | 20,653,000 |
| Total loans | 7,546,000 | 7,472,000 | 7,431,000 | 7,282,000 |
| Allowance for loan losses | 78,000 | 78,000 | 77,000 | 79,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,902,000 | 9,923,000 | 9,720,000 | 9,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,421,000 | 16,397,000 | 16,598,000 | 17,162,000 |
| Interest-bearing deposits | 13,497,000 | 12,683,000 | 13,106,000 | 13,538,000 |
| Noninterest-bearing deposits | 3,924,000 | 3,714,000 | 3,492,000 | 3,624,000 |
| Equity capital | 2,825,000 | 2,847,000 | 2,864,000 | 2,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 276,000 | 411,000 | 546,000 |
| Interest expense | 8,000 | 14,000 | 20,000 | 29,000 |
| Net interest income | 128,000 | 262,000 | 391,000 | 517,000 |
| Noninterest income | 14,000 | 22,000 | 33,000 | 41,000 |
| Noninterest expense | 116,000 | 234,000 | 351,000 | 472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 50,000 | 73,000 | 86,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 22,000 | 43,000 | 62,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,825,000 | 2,847,000 | 2,864,000 | 2,810,000 |
| Total capital | 2,903,000 | 2,925,000 | 2,941,000 | 2,889,000 |
| Risk-weighted assets | 8,819,000 | 8,767,000 | 8,811,000 | 8,682,000 |